RAMJ Projects (P) Ltd.
Registered Address:
H.No 12-2-60/302, Soumya Residency,
3rd Floor, Bharathar Colony, Moosapet,
Hyderabad, Telangana, Rangareddy – 500018
Website: https://aonecrm.ramjprojecs.in
Email: support@ramjprojecs.in
1. Introduction
These Terms and Conditions (“Terms”) govern all payments made through the payment gateway available on our website. By initiating a transaction, the user agrees to be bound by these Terms.
2. Payment Processing
All payments made on this website are processed through secure third-party payment gateway service providers. RAMJ Projects does not store or retain any customer payment details such as card information, UPI credentials, or banking data.
3. Accepted Payment Methods
Customers can make payments using:
• Credit Cards / Debit Cards
• UPI (Google Pay, PhonePe, etc.)
• Net Banking
• Wallets or other available payment methods
Payment options may vary depending on the service provider.
4. Transaction Confirmation
• Upon successful payment, a confirmation will be sent via SMS, email, or displayed on the website.
• In case of failed transactions where money is deducted, the amount will be reversed as per bank/payment gateway timelines.
5. Failed / Duplicate Transactions
• If any payment is deducted but not confirmed, it will be refunded automatically.
• Duplicate payments, if any, will be refunded to the original payment method.
• RAMJ Projects is not responsible for delays caused by banks or payment gateway providers.
6. Refund & Cancellation
• Refunds and cancellations will be processed as per the company’s Refund Policy.
• For more details, please refer to the Refund Policy available on the website.
7. Security
• Payments are processed using secure encryption technologies.
• RAMJ Projects does not store sensitive payment data.
• While all precautions are taken, the company is not liable for unauthorized access beyond its control.
8. Charges & Fees
• Customers may be charged applicable taxes or service charges as per transaction.
• Any payment gateway charges or bank fees will be governed by the respective provider.
9. Limitation of Liability
RAMJ Projects shall not be liable for:
• Payment failures due to technical issues
• Delays in processing by banks or gateways
• Unauthorized transactions due to user negligence
• Losses arising from incorrect payment details entered by the user
10. User Responsibilities
By making a payment, you agree that:
• You are authorized to use the selected payment method
• All information provided is accurate
• You will not use the payment system for fraudulent or illegal activities
11. Dispute Resolution
• Any disputes related to payments should first be reported to RAMJ Projects.
• Chargebacks without prior notice may lead to suspension of services.
12. Governing Law
These Terms shall be governed by the laws of India.
All disputes shall be subject to the jurisdiction of courts in Hyderabad, Telangana.
13. Amendments
RAMJ Projects reserves the right to update or modify these Terms at any time without prior notice. Continued use of the payment service constitutes acceptance of the updated Terms.
14. Contact Information
For any payment-related queries:
RAMJ Projects (P) Ltd.
📧 Email: support@ramjprojecs.in
📞 Phone: +91 741 6363 777